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Free Application

With good credit, you may qualify for a low-interest, fixed-rate loan you can use to finance all your adoption-related expenses. With LightStream’s simple loan process, you can decide your loan amount, terms, and funding date all through a quick online process that you control.

Straightforward and private.

A transparent process with no surprises. LightStream is the easy and convenient way to fund your adoption.

A refreshingly simple loan process.

Apply from your smartphone, tablet, or computer, and get a low rate on a virtually paperless loan.

  • Loan amounts from $5,000 to $100,000
  • NO collateral
  • NO fees or prepayment penalties
  • NO appraisals or home equity requirements