With good credit, you may qualify for a low-interest, fixed-rate loan you can use to finance all your adoption-related expenses. With LightStream’s simple loan process, you can choose your loan amount, terms, and funding date all through a quick online process.

Straightforward and private.

A transparent process with no surprises. LightStream is the easy and convenient way to fund your adoption.

A refreshingly simple loan process.

Apply from your smartphone, tablet, or computer, and get a low rate on a virtually paperless loan.

  • Loan amounts from $5,000 to $100,000
  • NO collateral
  • NO fees or prepayment penalties
  • NO appraisals or home equity requirements

Get a special 0.25% interest rate discount* when you apply through our links!

Apply at LightStream.com

All loans are subject to credit approval by LightStream.

*Discount of .25 percentage point is for a new LightStream loan. Borrower must apply directly through the link provided on this page, and with cookies activated on their browser, in order for this offer to be tracked and valid.

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